Mistake 1: Inadequate Documentation One of the most common mistakes policyholders make is failing to adequately document the damage. In the rush to begin cleanup and repairs, important details can be overlooked. It’s crucial to take comprehensive photos and videos of all affected areas before any cleanup begins. Documenting the extent of the damage is essential for supporting your claim and ensuring you receive the full amount you’re entitled to.

Mistake 2: Not Understanding Your Policy Flood insurance policies are often complex and contain exclusions and limitations that can affect your claim. Many policyholders are unaware of the specific terms of their coverage, which can lead to disputes with the insurance company. At Side By Side Public Adjusters, we take the time to thoroughly review your policy and explain your coverage in clear, understandable terms, ensuring you know exactly what you’re entitled to.

Mistake 3: Accepting the First Settlement Offer Insurance companies often try to settle claims quickly and for as little money as possible. The first settlement offer you receive is rarely the best one. Without professional representation, many policyholders accept these low offers, only to realize later that it’s not enough to cover the full cost of repairs. Our public adjusters are skilled negotiators who work to secure a fair and full settlement, ensuring you’re not left with unexpected out-of-pocket expenses.

Conclusion Filing a flood damage claim can be a daunting process, but by avoiding these common mistakes, you can ensure a smoother experience and a better outcome. Side By Side Public Adjusters is here to guide you through every step, from initial documentation to final settlement. With our expertise, you can be confident that you’re receiving the compensation you need to rebuild and recover.